A budget is a great tool to help you track your your expenses so you have a better control over your finances. I have been using the following budget for my family for the last 17 years that gave us the freedom to live without paying any debt or interest while saving for the future.… Continue reading How to Start Saving Money Using Your Budget
When we got married my husband was a student. Every month, we had around $200 left after paying the rent and the required health insurance payment. We had already decided not to to go into debt or pay interest but we also wanted to live well on what he was making as a Research Assistant. I desperately needed a… Continue reading The $200 Budget Habit That Saved Us From Being in Debt and Paying Interest
I wanted a comfortable and welcoming home. My dream home would be a peaceful place with uncluttered surfaces surrounded by my favorite things that I- a) use regularly b) keep for beauty . I needed to sort through the extra stuff that sneaked in and threatened to take over my home. The extra items include… Continue reading Why Do We Keep Clutter?